Drive Forward Program
Low Credit Auto Financing in Clarksville, TN
A New Kind of Car-Buying Experience for Clarksville Drivers
Jenkins and Wynne Ford has been serving Clarksville since 1946, making us the oldest dealership in the city. We know this community, and we know that life does not always go according to plan. The Drive Forward Program exists because we believe everyone who needs reliable transportation deserves a real chance at getting it.
This is a dedicated department, not an afterthought. Drive Forward is staffed by an in-house Business Manager who works exclusively in non-prime and challenged credit financing. We stock vehicles specifically chosen for this program, so Clarksville drivers have real, reliable options, not just a credit application that leads nowhere.
Whether you are a first-time buyer, a Fort Campbell service member establishing credit stateside, or someone who has been through a difficult financial chapter and is ready to move forward, our team is here to work with you, not around you.
Who the Drive Forward Program Is Built For
You do not need a perfect credit history to drive home today. If any of these situations sound familiar, we want to hear from you.
No Credit History
First-time buyers, students, and young adults with no established credit file.
New to Credit
Recently opened accounts or a thin file with limited credit history.
Challenged Credit
Past repossessions, collections, late payments, or a low credit score.
Previous Bankruptcy
Discharged bankruptcy or a financial situation that has since stabilized.
Military Families
Active duty, veterans, and Fort Campbell personnel building or rebuilding credit.
How the Drive Forward Program Works
Three straightforward steps. No pressure, no runaround. Just a specialist working on your behalf to find real options.
Apply Online in Minutes
Complete our secure credit application from any device. No obligation and no impact to your credit score just to get started.
Meet Your Specialist
Our dedicated Drive Forward Business Manager reviews your application personally and works with lenders who specialize in non-prime financing to find real options for you.
Drive Forward
Choose from our Drive Forward inventory, hand-selected for approval eligibility. We work to structure a payment that fits your budget and builds your credit future.
Inventory Stocked for This Program
We hand-select vehicles specifically for Drive Forward buyers. Reliable, quality options that make financing approvals more achievable.
In-House Expert
A Business Manager Dedicated to Your Situation
The Drive Forward Program is staffed by a Business Manager whose sole focus is non-prime and challenged credit financing. This is not a general finance office that handles your file as an afterthought. This is a specialist who works exclusively on finding pathways to approval for buyers who have been turned away elsewhere.
Our specialist works with a network of lenders built for real-life credit histories, not ideal ones. If you have steady income and need reliable transportation, we want to have that conversation and see what we can do.
Start My ApplicationServing Clarksville and the Surrounding Region
Jenkins and Wynne Ford has been part of the Clarksville community since 1946, longer than any other dealership in the city. That history means we understand the financial realities our neighbors face, and we take seriously the responsibility of serving them well.
Clarksville is home to Fort Campbell, one of the largest military installations in the country. Many of our service members, veterans, and their families are establishing credit stateside for the first time or rebuilding after deployments and PCS moves. The Drive Forward Program was built with this community in mind, and a military discount is available for active duty and veteran buyers.
We serve buyers from Clarksville, Hopkinsville, Murfreesboro, Adams, and across the greater Nashville corridor into Middle Tennessee and Southern Kentucky. Wherever you are, our online application takes minutes and puts the process in motion.
Come see us at 2655 Trenton Rd in Clarksville, or apply right now from wherever you are sitting.
Common Questions About the Drive Forward Program
We want you to feel confident before you ever set foot on our lot.
Will applying hurt my credit score?
Getting started with our online credit application does not automatically trigger a hard credit inquiry. Our team will walk you through the process and explain exactly what happens before any formal inquiry is made.
What if I have a repossession or bankruptcy on my record?
That does not automatically disqualify you. Our Drive Forward specialist works with lenders who look at your full picture, including your current income and stability, not just your past. Every situation is different, and we encourage you to apply and let us see what options we can find.
What kind of vehicles are in the Drive Forward inventory?
We stock a curated selection of pre-owned vehicles chosen specifically for their reliability, value, and financing eligibility within the Drive Forward program. Our Business Manager can help match you to the right vehicle based on your approved budget. Browse available vehicles at our Drive Forward inventory page.
Is this the same as the Bargain Corral?
No. Both programs fall under the Jenkins and Wynne Preowned Super Center, but they serve different purposes. The Bargain Corral offers as-is, lower-priced vehicles with no warranty included. Drive Forward vehicles are specifically selected for buyers who need financing support. Some vehicles may overlap, but the programs are separate departments with different inventory and different goals.
Do I need a down payment?
Down payment requirements vary by lender and vehicle. In many non-prime financing situations, a down payment can improve approval odds and monthly payment terms significantly. Our specialist will be upfront about what each option requires so you know exactly what to expect.
Will buying through Drive Forward help me build credit?
For most buyers, yes. Consistent on-time payments on an auto loan reported to the major credit bureaus is one of the most effective ways to build a positive credit history. Our team can help you understand how this purchase can be the first step toward a stronger financial future.
How the Drive Forward Program Fits
The Drive Forward Program is a dedicated sub-department within the Jenkins and Wynne Preowned Super Center, sitting alongside (but separate from) our Bargain Corral. Both programs serve distinct customer needs under one roof.
Note: Some vehicles may be eligible for both the Bargain Corral and the Drive Forward Program, but inventory and eligibility criteria differ. Ask a team member for guidance on which vehicles qualify for Drive Forward financing.
Find Us in Clarksville
2655 Trenton Rd, Clarksville, TN 37040 | (931) 441-8041
What Clarksville Drivers Say About Us
Nearly 80 years of trust. Read why our neighbors keep coming back.
Ready to Drive Forward?
Your credit history does not have to be your final answer. Start your secure credit application today, or browse our Drive Forward inventory. No pressure, no judgment, just a team that wants to help you get behind the wheel.
Financing subject to credit approval. Not all applicants will qualify. Terms, rates, and vehicle availability subject to change without notice. Drive Forward Program inventory is pre-owned and subject to prior sale. Military discount subject to verification of service. Jenkins and Wynne Ford, 2655 Trenton Rd, Clarksville, TN 37040.